2026 HMRC MTD Compliant

The AI Bookkeeper for
Modern Freelancers.

Snap receipts, detect exact tax-deductible grey areas instantly with Gemini 2.5 Flash, and invite your accountant to review your clean digital audit trail.

Automated OCR

No more data entry. Take a photo of an invoice and our vision engine automatically extracts merchant, date, and totals mathematically.

Grey Area Detection

If HMRC rules are ambiguous, the AI halts submission and demands a human override note providing a clean digital audit trail.

Gemini 2.5 Intelligence

Enterprise tiers gain explicit predictive modeling projecting deep 6-month tax runway metrics directly into your private dashboard.

Frequently Assessed Intelligence

Everything you need to know about our security and architectural integrity.

We utilize military-grade AES-256 encryption at rest and TLS 1.3 in transit. Your Universal Ledger is hosted on Google's highly secure Firebase infrastructure. We employ a strict Zero-Knowledge architecture—meaning not even our developers can read your raw financial data.
Powered by Gemini 2.5 Flash, our OCR engine mathematically extracts merchant data, dates, and exact tax amounts with near-perfect reliability. It cross-references every scan against HMRC compliance rules, flagging any ambiguous 'grey areas' for your manual review before it hits your ledger.
Our engine automatically compiles your entire year's Universal Ledger into the exact 6-box (Short) or 40-box (Full) format required by Gov.uk. You can instantly copy these figures to file your self-assessment. For complex corporate tax structures, you can securely invite your accountant to via our 'Expert Tier' read-only portal.
Absolute data portability is a core tenant of our philosophy. Your entire Universal Ledger can be exported at any time as an immutable PDF for your records, or as a sanitized CSV file explicitly formatted for one-click ingestion into legacy software like Xero or QuickBooks.
You are completely protected. Every digitized receipt and invoice processed through our engine generates a clean, permanent digital audit trail. We store the raw visual evidence alongside the AI's mathematical extraction logs, ensuring you have indisputable proof for the mandatory 6-year HMRC retention period.
Absolutely. We are engineered to scale seamlessly alongside your business. You can fluidly move between our Free, Basic, Expert, and Accountant tiers at any point during your billing cycle as your transaction volume or complexity demands.
You are the absolute sovereign owner of your ledger. If you choose to cancel your subscription and delete your account, our automated lifecycle hooks will instantly and permanently obliterate every receipt, invoice, and personal identifier from our encrypted Firebase servers. We leave zero residual footprint.
Catastrophic data loss is virtually impossible. We utilize Google Firestore's Point-in-Time Recovery (PITR) architecture, meaning we maintain a continuous, immutable rolling backup and can surgically restore your ledger to any specific minute within the last 7 days. However, as a strict HMRC compliance mandate, you are legally required to maintain your own original physical or digital records for a minimum of 6 years. Never permanently destroy an original paper receipt just because our AI successfully digitized it.

More Than Just Software. We Give You Your Life Back.

A true service doesn't just save you time—it eliminates the deep anxiety of tax season. Pocket Bookkeeper exists to shield you from HMRC fines, automate the soul-crushing admin work, and give you the absolute freedom to focus on what you actually love doing.

© 2026 Pocket Bookkeeper. Built natively for HMRC MTD.